Enjoying Family Financial Freedom

When you apply principles of sound money management from God's Word to your life and home, God will get involved in a supernatural way to give you freedom. It won't take long before you are abundantly blessed to be an abundant blessing to others.

Let's look at several of these principles:

Commit to Shared Goals and Methodology

“ Can two walk together, except they be agreed? ” Amos 3:3

One of the first things about successfully operating any form of business is that the partners must agree on having the same goals. Once they are in agreement, they can pursue those goals together. That's why a husband and wife need to be one flesh; they need to be in agreement. They must have the ability to communicate with one another.

Many people with whom I talk in premarital counseling think that they're going to agree about everything. When I hear that, I know they have not spent enough time with their intended partner to really discover what they need to know about that person. Why? Because no man and woman agree about every issue.

You need to write down your financial goals (see Habakkuk 2:2). How much money do you plan to save with each check? How much money do you plan to save each month? What is your goal for the year? If you are unable to save money from each paycheck, then what is your plan to change that? You then need to decide what you are going to give up, pass by, or do without in order to reach your goals. I've written a plan, I follow a plan, and I'm in agreement with my wife. If you're a single person, you, too have a partner—God.


The second skill in running the business of a family is the ability to compromise. Marriage is a habitual compromise, including the ability to communicate and come to an agreement on methods. Single people, you need to determine whether or not these principles and abilities are in place before you fall in love. After you fall in love, common sense has a way of disappearing. You may reacquire it later, but it may be too late when you do, and you don't want to go through that drama.

One of the major problems in marriage is that people stop communicating because they don't get the response the want, or when they try to communicate, they get attacked for trying. When that happens, people will back off, saying, "I don't want to deal with confrontation." When you refuse to confront an issue, the only thing you do is delay the confrontation, because it's going to come, and when it does, it will be even more intense.


Knowing and practicing God's instructions are vitally important to your walk as a believer and to God's will and anointing being manifested in your life. Financial trouble is not due to a lack of income. It's due to mismanagement and disobedience when it comes to doing things God's way.

“ He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich. ” Proverbs 10:4

There are laws that govern poverty just as there are laws that govern prosperity. A person who deals with a slack hand runs his house week-to-week and month-to-month—he tries to manage things as they come up. You can't run a business that way! You need to have goals!

Stay With the Plan

You need the fortitude to stick by the goals you've written down and agreed upon and be willing to delay your gratification now so that you can have a bigger gratification later. In other words, if you will apply the principles and stick with them, delay your gratification, stay in agreement, work hard, and do all the things you're supposed to do, your dream is going to come to pass.

“ For a dream cometh through the multitude of business; and a fool's voice is known by multitude of words. ” Ecclesiastes 5:3

A fool does a lot of talking, but he doesn't apply any business principles. You can confess all you want, but if you don't put into practice God's principles along with your confession, you're just a fool.

Don't Be a Servant to the Lender

“ The rich ruleth over the poor, and the borrower is servant to the lender. ” Proverbs 22:7

These are very true words. The lender has the borrower under his thumb. Now I did not say that borrowing was a sin, but the accumulation of debt does make you a servant. It makes you a slave, not only by the money you owe but also by making you unable to do what you want to do. There may be seasons in your life where you feel as if you should be going somewhere or doing something, but if you are hamstrung by debt, you will be unable to take that action.

Debt is the most insidious, diabolical plan hatched by satan to tie up your life so that you never get to raise your head. When you're in debt, the only thing you can concentrate on is your own survival. Debt will keep you from helping anybody else, doing anything else, or going anywhere else.

Debt has consequences far beyond whether or not your note may be called in by the lender. Debt brings stress, strife, and slavery. You don't want to sign yourself up for that kind of life for any length of time; you want to save enough money so that can make purchases with very little debt.

Train Children in Financial Principles

My wife and I trained our children in these principles. When they received money, I'd ask, "What's the first thing you need to do?"

"Tithe, Daddy," they'd say.

"What's the next thing we do?" I'd continue.

"We give an offering. Then we save."

I'd ask them what they wanted, and then I'd help them develop a plan to save up enough money to buy that item. When they followed these principles, I'd reward them along the way to reinforce the process.

What was I doing? I was embedding God's principles so that they would automatically follow them. I don't know the financial affairs of all my children today, but I'm sure that the principles are being exercised.

If you've failed to follow God's business model for your family's well being, God is merciful. He will credit your account with the fact that you've made the change in your heart before you start acting on the change. God is good! When you choose to stop making excuses, clean up your act, run your life on business principles, and set goals, the Lord will bless you again.

If you need to repent before God, don't let your pride keep you from doing that. God wants to give you liberty. God wants to give you financial freedom. God wants to give you a supernatural cancellation of debt. God wants to accomplish His purposes and will through your financial freedom.

This article is written by Bishop Keith A. Butler

In his signature line-by-line style, Bishop Keith A. Butler travels the world teaching the Word of God without compromise. Bishop Butler is dedicated to teaching believers how to live their faith. He is the founder of Word of Faith International Christian Center and the Senior Pastor of faith4life churches in Round Rock and Dallas, Texas.

As Bishop, he oversees 14 ministry operations in the United States. Bishop Butler has also established several international ministry works. The Word of Faith Ministerial Alliance is a fellowship of ministers and Christian leaders who have received Bishop Butler as their spiritual father and/or mentor. Through its companion website, faithleaders.com, ministers and Christian leaders can find valuable resources to aid them in their ministry callings.

Bishop Butler has a nationally televised program on the Golden Eagle Broadcasting Network called “Live your Faith”.He is the author of over 24 books with such titles as Living Life on Top, The Art of Prayer, God’s Not Mad at You and God’s Plan for Man. With the support of his lovely wife, Pastor Deborah L. Butler, and their children: Pastor Andre Butler and wife Tiffany Butler (granddaughters Alexis, Angela, & April), Pastor MiChelle, and Minister Kristina Butler Bishop Butler continues to plant churches worldwide.